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Forbearance 101

Forbearance 101

The mass casualty of job loss in virtually every sector has seen many homeowners considering mortgage forbearance. If you own a home you've likely received notification from your lender regarding their "willingness" to work with you. Even if you don't own a home, you've likely heard on the radio or TV or online, that the Federal Government through Fannie Mae and Freddie Mac has made all of the lenders who do business with them (Almost all of them) to offer Forbearance and prohibiting them from foreclosing (or in the case of renters; from evicting) for 1 year. While this sounds great as usual there's much more to it than simply being forgiven your payments.

My NC Homes has always believed in supplying our clients the information

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How to Quickly Increase Curb Appeal

How to Increase Curb Appeal at Any Budget

With stay orders in place across North Carolina, we are spending more time at home and tackling projects buried in the to do list. We have compiled a list of curb appeal projects at a variety of price points, including links to purchase. This is also a progressive project list that can show you where you can upcycle, repurpose, and sell things you might otherwise discard. Seller's need to embrace this simple concept: People buy with their eyes. In other words; you get one chance to make a first good impression.

While many in our industry have made speculations as to the future of the real estate market, we are seeing sellers and buyers continue to move forward with sales and acquisitions since mortgage

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5 Step Guide to Selling your Home Virtually

5 Step Guide to Selling your Home Virtually

Selling your home can be stressful, with or without social distancing. Our simple guide offers steps and advice on choosing a listing agency, readying your home, and easy recommendations on how to sell your home virtually. We are advised to take certain measures to protect our clients and ourselves during the Covid 19 crisis, and luckily at My NC Homes, our seller strategies easily adapt to virtual sales.  When we emerge from the Covid 19 quarantine, more homes will be coming on the market and your home will need the best, virtually equipped representation. My NC Homes has over 50 years of combined experience in real estate marketing and we are here for you when you are ready to take the next steps in

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Covid-19 Better Days Ahead

Covid-19 Real Estate Impact - Better Days Ahead

I never imagined I'd be writing a Blog like this one, but Andrew, Lauren and I all believe; Better Days Ahead and We're All in this Together.

There are some positive things to report.

Nationally

The National Association of Realtors (NAR) is working with other trade associations and industry partners to expand access to remote online notary in any pandemic relief bills.

They have called for direct rental assistance for families who have income loss due to COVID-19 and relief for property owners from the financial obligations of forbearance and foreclosures.

The Department of Housing and Urban Development (HUD) noticed a foreclosure and evictions moratorium for 60 days (through May 16) for FHA

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5 Ways to Add Curb Appeal Quickly

While the groundhog predicted an early spring, we still have a few remaining days of frost on the calendar. The first week of March in the Piedmont will have a few evenings where the temperatures dip below freezing, but March has days forecasted for the 60-70 degree temperatures. These days are an opportune time to spruce up your landscaping efforts, especially if you are selling this spring.

What is curb appeal?

Curb appeal can be defined as the attractiveness of your home from the street. It applies to landscaping, outdoor fixtures, street or sidewalk, and driveway. While completely subjective, it’s important that you don't kid yourself, buyers care about and are taking in the vibrancy of the paint and condition of the siding and roof and

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Upgrading Your Stater Home

Upgrading Your Starter Home

First-time home buyers make up 33% of all homebuyers in the US market, according to the National Association of Realtors in their 2019 end of year report. Most homes are previously owned. Overall 13% opt for a new construction. On average first homes were 1,850 square feet, three bedrooms, two bathrooms and were built around 1990. This is what we refer to as a "starter home." Most often it's where new couples or early career professionals who are looking to move out of their rentals for something with more predictability and control, and so that they can begin building equity. The great thing about many of our first-time homebuyers is the energy they put into their first home purchase. With much excitement and hope, our

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Is your home priced to sell immediately

The Best Way to Get Your Home Sold for Top $

Over the past few years when we go to meet with perspective sellers, we frequently hear, "It's a seller's market, let's list it for $$$." In today’s real estate market, more houses are coming to market every day. Eager buyers are searching for their dream homes, so setting the right price for your house is one of the most important things you can do. According to CoreLogic’s latest Home Price Index, home values have risen at over 6% a year over the past two years, but have started to slow to 3.6% over the last 12 months. By this time next year, CoreLogic predicts home values will be 5.4% higher. With prices slowing from their previous pace, homeowners must realize that pricing their homes a little over

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Communication With My NC Homes

Buying and Selling with My NC Homes

Real estate agents have many communication styles. There are those who are high-touch and constantly call, email, or text to keep you updated on the market; some are more laid back waiting for you to reach out to them when you've found something of interest. With the My NC Homes team, you have as much or as little communication as you want when searching for, buying, or selling your home.

We understand that time is critical when buying and selling, especially in this market. Some of our favorite home buyers became clients when they found what looked like their forever home and wanted to see the house as soon as possible. Getting to know our buyers or sellers helps us understand what they want most. One of our

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The real estate market is expected to do very well this year as mortgage rates remain at historic lows. One challenge to the housing industry is the lack of homes available for sale. Last week, move.com released a report showing that 2020 is beginning with the lowest available housing inventory in two years. Here's what industry experts are saying. 

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What Every NC Triangle Homebuyer and Homeseller Should Know in 2020

Homebuyers and home sellers in the North Carolina Triangle area are eager to know the 2020 housing market trends.
Whether you are buying or selling a home it is important to understand how to maximize the value to your family's bottom line. Understanding the residential real estate market and its possible trends will ensure your first step towards a decision with long-term benefits. One of the first questions home buyers and home sellers are asking us at the turn of the year is, "What do I need to know about the upcoming housing market?" While My NC Homes does not possess a crystal ball to see into the future, we have more than 60 years of combined experience in the industry that reinforces our confidence as we make our own predictions for the

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