As many of us have taken stock of what is and is not working in our lives, and homes, in 2021, we make resolutions for improving ourselves, and our homes, in 2022. Some people are naturally organized and neat, and others need some help. If you are considering selling your home, being organized and having the home neat is paramount to getting the best price and terms, regardless of how advantageous the market is for sellers. Remember; "You only get one chance to make a good first impression." Here are some surprising strategies for decluttering that really last through the year. If you are considering selling in 2022, this is a perfect time. Contact My NC Homes for our pricing and marketing strategy. In addition, we will pay to have a professional…

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Are you sitting on a large holiday bonus? Have you had a windfall financially and are considering paying off your mortgage early? This is a common question our clients ask us and many are often a little surprised to hear us tell them that it isn't always the best idea and that depending on a variety of individual factors it may not be in their best interest to focus exclusively on paying off their mortgage. There are a number of consideration when considering whether you should pay off your mortgage particuarly if they have other debts besides their mortgage.

Considerations

Prepayment Penalties

Did you know you can be penalized for prepayment? Lenders count on the interest of your loan, so paying off early to save on the interest may require…

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Are you superstitious? Do you abide by rituals or are you more likely to review your progress and start different practices based on seasonal recommendations, in the New Year? In the South and in the United States, there are so many superstitions and rituals around all things, including the New Year and moving. If you prepared black-eyed peas and greens, you know what we are talking about! There are other really fun traditions and superstitions for real estate based on Native American practices, pagan traditions borrowed from Europe, and Eastern religions. Here are some of the traditions, superstitions, and rituals related to real estate we've encountered throughout the years.

Ringing a Bell

Ring a bell in your new home to summon good fortune,…

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It occurred to us as we head into the holiday season, that our recent market coverage content is similar to A Christmas Carol by Charles Dickens. A cautionary tale for the Seller waiting for prices to rise another 15-20%. While home prices continue trending upwards right now, they are decelerating or slowing as the Fed has made it clear that it intends to raise interest rates in the next few months. For those looking to sell their home and buy another, sooner may be better than later before rates start to increase. But you do not have to take our word for it. This week, we assembled the top real estate expert predictions for the housing market in 2022.

In our research we came across a wide array of “expert” opinions on the real estate market. Which…

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